Terms and Conditions Lay-Buy

• Pay for it your way
• No credit checks needed
• Without the interest and extra costs
• Up to 6 months
• 10% deposit required
• Payout early option

• Ensure a copy of the original document or previous payment receipt is available when payment is made
• Payments can be made via ‘EFT’ into Home & Sleep Solutions banking account
• Please ensure the beneficiary reference has the order number stipulated which can be attained from the original Lay-bye note.
• Stock will only be released on an own collection or delivered with a logistic cost once full payment is made.
• Lay-buy only secures the price, and does not reserve stock.
• No stock will be reserved until fully paid.
• Regular monthly payments must be maintained during the period of the lay-buy
• Own collection after the lay-buy is fully paid will only be released on presentation of the original order document either by the owner or his/her representative. (a valid identity document of the person collecting must be produced)

You will need to provide the original Lay-Bye Note / Receipt. If you no longer have your original lay-by invoice, bring a copy of your ID / Driver’s License. Only the invoice holder can cancel a lay-by. A 25% handling fee will be raised on canceled orders (delivery is billed separately)